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The insurance rating “Of insurance T[OR]” - leader in the region of assignment THE TOP -100 is rating insurance companies and information about the market for insurance and [perestrakhovaniya] in the Ukraine, the countries of the CIS and [Baltii], and also analytical services for the foreign investors.
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Scale of [reytingovaniya] Long-term rating [A]aa (rus) borrowers and adoptions of this category are characterized as far as extremely high solvency relative to other Russian borrowers and adoptions. Aa (rus) very high solvency relative to other Russian borrowers/of adoptions. But (rus) high solvency relative to other Russian borrowers/of adoptions, which can deteriorate under the effect of the negative ambient conditions. [V]aa (rus) a sufficient level of solvency in comparison with other Russian borrowers/by adoptions. Borrowers are capable of carrying out financial obligations due to the favorable conditions. However, their solvency is more sensitive to negative changes in the ambient conditions. [V]a (rus) the insufficiently stable level of solvency relative to other Russian borrowers/of adoptions. Borrowers are capable of carrying out financial obligations due to the favorable conditions, but before the unfavorable situation in them difficulties with the fulfillment of commitments can arise. Before (rus) the unstable level of solvency relative to other Russian borrowers/of adoptions. Borrowers are to a considerable degree subjected down the risk of worsening in solvency due to the unfavorable conditions. [S]aa (rus) low solvency relative to other Russian borrowers/of adoptions, which completely depends on favorable ambient conditions. Due to the unfavorable conditions borrowers it will be difficult to fulfill its obligations. [S]a (rus) the very low level of solvency relative to other Russian borrowers/of the adoptions: are possible problems with the satisfaction due to the favorable conditions and insurmountable difficulties - before the unfavorable situation. (Rus) the extremely low level of solvency relative to other Russian borrowers/of adoptions. Even due to the favorable conditions is possible the failure of borrower besides the satisfaction. Ratings from [Aa] (rus) to [S]aa (rus) are accompanied by indices 1,2, 3, which indicate respectively the higher, more average mean and lower rank of the borrower/of adoption before the appropriate rating category. Short term rating RUS-1 extremely high solvency on the short term obligations relative to other Russian borrowers/of adoptions. RUS-2 high solvency relative to other Russian borrowers/of adoptions. RUS-3 the average level of solvency among other Russian borrowers/of adoptions. A change in the ambient conditions can lead down an increase in the credit risks. RUS-4 solvency is lower than the average for the Russian borrowers/of adoptions. |
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