Rating of the insurance companies of the Ukraine.

The insurance rating “Of insurance T[OR]” - leader in the region of assignment THE TOP -100 is rating insurance companies and information about the market for insurance and [perestrakhovaniya] in the Ukraine, the countries of the CIS and [Baltii], and also analytical services for the foreign investors.

Vocation of the insurance rating “Of insuranceT[OR]” - the information- analytical support of participants in the insurance market, transparent illumination and the acquaintance of professionals with the insurance markets.
After partners appear the journals “it is insurance to the right” and “forINSURER.com”, which present information and statistics before the section of these forms: life insurance, social insurance, medical insurance, required insurance, the insurance of property, the insurance of the responsibility, HELMET, the insurance of loads and luggage, [OSAGO] (auto-citizen), [perestrakhovanie], auto-insurance and other classes of insurance.

Critical analysis of the business potential of the company

Before this division the agency “Of standard & Of poor's” studies the business potential of company- insurer, in order to give the objective evaluation of its ability to set right profitable activity, and also its strong and weak sides from the point of view of its competitive ability. Our experts examine not only the position of company before the present and the past, but also the possibilities of her development in the future taking into account of her specific features, plan of her strategic development and state of competition. Furthermore, if insurer is the part of the large group of companies, agency “Standard & Poor's” studies the state of all remaining members of group, occupied both before the insurance business, and before other branches, regardless of the fact, the problem of determining their own rating is posed. This is allowed at the point of the agency “Of standard & Of poor's” to obtain the complete picture of intragroup dynamics and place at the point of insurance company before high whole, to understand the nature of the activity of other members of group, not connected for the sake of the insurance, and to estimate its influence beyond the state of insurance company, whose rating must be determined.

In the course of the critical analysis of the business potential of the company the agency “Standard & Of poor's” examines the following key factors:

Strong and weak sides of the activity of company from the point of view of its competitive ability.
Juridical and functional organization of company (group of companies).
Degree of the diversification of insurance activity before the geographical or branch principle and before the utilized as far as it methods of the realization of insurance goods and services.
Dynamics of an increase in the insurance rewards (general and with the laying out on the branches) before the clean and gross calculation, as a rule, in past five years.
Market share, occupied by company as a whole and with the laying out on the basic branches.
Quality and the diversification of the channels of the realization of goods and services.
Activity of other members of group, not connected for the sake of the insurance.

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