Rating of the insurance companies of the Ukraine.

The insurance rating “Of insurance T[OR]” - leader in the region of assignment THE TOP -100 is rating insurance companies and information about the market for insurance and [perestrakhovaniya] in the Ukraine, the countries of the CIS and [Baltii], and also analytical services for the foreign investors.

Vocation of the insurance rating “Of insuranceT[OR]” - the information- analytical support of participants in the insurance market, transparent illumination and the acquaintance of professionals with the insurance markets.
After partners appear the journals “it is insurance to the right” and “forINSURER.com”, which present information and statistics before the section of these forms: life insurance, social insurance, medical insurance, required insurance, the insurance of property, the insurance of the responsibility, HELMET, the insurance of loads and luggage, [OSAGO] (auto-citizen), [perestrakhovanie], auto-insurance and other classes of insurance.

Analysis

For evaluating of solvency and awarding of credit it is rating the company uses methodology and approaches before the estimation of risks, which correspond to the standards of the leading rating agencies of peace.

The specialists of company “Credit- rating” developed and are used the special procedures of the estimation of solvency for the different types of the borrowers:

methodology for evaluating the enterprises
methodology for evaluating the banks
methodology for evaluating the insurance companies
methodology for evaluating the municipal borrowers

Processing the information given by client, and also the information, accessible down company “Credit- rating” from other sources, acknowledged reliable, occurs with the use of special procedures, developed by the specialists of company “Credit- rating”.

Qualitative analysis includes the study of the administrative structure of client, financial and strategic plans of client, SWOT- analysis, study of specific documentation, determination of the niche of market, which occupy the client, the accounting of client.

Quantitative analysis is carried out with the use of the analysis of coefficients according to the data of account, which determines financial activity and financial state of client. Before the process of analysis both the standard approaches for conducting the analysis (analysis of internal and external factors, the analysis of profitability) and the special developments for determining the financial state of client and trends of development are used.

Legal analysis is the final stage of conducting the total analysis of client. The analysis of financial-economic activity down the object of its correspondence to the current legislation of the Ukraine, the analysis of administrative and working relations, relations between the founders is conducted, in addition to this legal sphere of action between the central office and the branches of client is considered, if the same are located.

After conducting of all forms of analysis of the results are reduced together and they bring the preliminary sums of analysis. On their basis are conducted the final conversations with the management of client, which make it possible to complete the absence of what either information or understanding of situation, what is e